How To Get An Emergency Prescription Refill
Do you have a chronic illness? Is it something that requires daily medications? How do you manage this on a budget? Do you ever run out of medicine? If so, then you know how frustrating it can be when you’re sick and don’t have the funds for another week’s worth of meds.
Here is a solution; if you cannot get in touch with your doctor or you are in immediate need of your medication, go to a nearby pharmacy and tell them you need an emergency refill. They should be able to give you an RX for whatever amount you require at no charge to you. The pharmacist will usually ask you to prove you have insurance coverage and they’ll also want to see your current prescriptions. Most pharmacies accept any form of payment including cash and credit cards. Once you receive your new prescription, make sure you fill it as soon as possible because there is only one day per month where your regular prescription becomes eligible for refills. This period is called “the grace period” which begins on the first day of each month and ends on the 15th day (this is why every new month starts on the 1st). During this time, you can take advantage of your insurance plan’s ability to cover up to three 90-day supplies of your prescribed medicines at no cost to you. So, even though you might not think you can afford more meds, it actually works out well for you financially.
The other good news is that most pharmacies offer free delivery services. Some even deliver right to your front door! For those who are disabled or elderly, this service often comes at little or no additional charge.
So what happens once you’ve received your new prescription? Well, now all you have to worry about is making sure you pick up the correct pills from the shelf. Each prescription has its own bar code which allows pharmacists to identify exactly what drug you need. When picking up your prescription, be careful not to put extra pills into your bag. Never exceed the number of pills listed on the label. It could cause overdosing problems later. Also, never share your Rx with anyone else. Pharmacy employees are trained to recognize signs of someone trying to steal their employer’s drugs and they’ll call security immediately.
Now let’s talk about how much money you save by getting an emergency refill instead of going to the doctor’s office. In many cases, doctors’ offices will charge you $100+ just for a visit. And if you were charged $25 for a simple antibiotic, imagine how much more expensive it would be if you needed a higher dosage like some seizure medication. Now compare that with the price of a single pill at your local pharmacy. Depending upon the type of medication, prices vary but generally speaking you can find a generic equivalent for under $3. Even the brand name versions for popular medications like Lipitor and Viagra range between $6-$9. As far as quantity goes, you can usually obtain 30-90 days worth of medicine without having to pay anything extra.
You can save even more money by taking advantage of mail order pharmacies. With mail order pharmacies, you pay a flat monthly fee and you get access to a wide selection of generic medicines. Mail order companies typically send you samples of the same drug that you’d normally purchase over-the-counter at a retail store. Mail order companies are regulated by state pharmacy boards and must follow strict guidelines regarding customer service. However, they tend to work harder for customers because they don’t have overhead costs such as rent and employee salaries. That means you can expect better customer service than you’d receive at a big box chain pharmacy.
Mail order pharmacies are great for people who prefer convenience and value. But, if you’re looking for personalized attention, you probably won’t enjoy dealing with a mail order company. Furthermore, you’ll have to wait longer than you would if you went to a brick-and-mortar location. The upside is that mailing the sample saves you gas money and postage. Another benefit is that these types of pharmacies allow you to refill multiple prescriptions at once without paying extra fees.
Lastly, I want to mention that sometimes pharmacies will offer special discounts to their customers. These deals are usually available online and you could end up saving hundreds of dollars throughout the year. Be cautious when applying for discount programs because scammers target memberships to steal personal information. Don’t fall victim to identity theft and watch out for phishing scams.
Next we’ll discuss how to prevent yourself from running out of your medicine.
There are several ways to keep track of what you have left to use and when it expires. Your best bet is to use a calendar. We recommend using a paper planner because you can add notes and drawings that show exactly how much of certain products you still have left. Keep a record of when you last filled prescriptions so you can check expiration dates before buying more product. For example, if you haven’t been filling your HIV/AIDS meds on a weekly basis, you’ll notice the difference after awhile. Then you’ll realize you ran out two weeks ago and didn’t buy any more until today.
What about when you travel? Well, you can always go to a foreign country and get your prescriptions written there. There are plenty of places that will write prescriptions for major drugs for less than half of what you’d pay back home. In addition, most countries have lower taxes and you can get a prescription filled for around 20 euros. This might seem expensive, but if you consider how much it costs to fly across the world, you’ll understand why it makes sense.
We hope this article helps you stay safe and healthy while managing your finances. Please feel free to leave comments or questions below. Good luck!
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